Checking account
A checking account is a deposit account opened at a bank that allows numerous withdrawals and unlimited deposits. Checking accounts are the most liquid accounts and can be easily accessed at any time using ATMs, checks, online banking, and credit or debit cards. Due to these properties, current accounts are also referred to as sight or transaction accounts. Various types of checking accounts have been developed to meet user needs, including student accounts, business accounts, and household joint accounts. Due to their liquidity, checking accounts usually do not offer any interest.
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